Posts Tagged ‘FHA’

What a beautiful day at the beach!

Everything!, Races, Real Estate

It just doesn’t get any better than this. Sunshine, blue skies, light breeze… This is what we live for! Took advantage of it on Sunday to putter in the yard but the weather was just too great to ignore the fact that my MG was sitting quietly in the shop, battery on trickle charge, waiting for me. So, I hopped in and took off. Stopped in Long Beach for the Peninsula Art Association Art Show! What a fantastic display. I even made a purchase for my new office. The photographer is my friend, George Power. What a good eye. img_0002









So, after that I cruised up 103 to Ocean Park for a latte and my very favorite chocolate covered biscotti at Full Circle Cafe.  Feeling very cheerful, I decided it was time to head home and mow the lawn.  The car, being British, didn’t see it my way and I only made it about 4 blocks before it stopped and refused to stay running more than 30 seconds at a time.

Since Charlie was away for a vintage car race in California – Sears Point – I whipped out my trusty AAA card, spent 1-1/2 hours relaxing while I waited for the tow truck and still got home in time to mow the lawn!

But, enough about me.  How about some clam dates?

Tentatively scheduled digs in April:  UPDATE: CONFIRMED FOR THIS WEEKEND!

§  Friday, April 10 (7:45 a.m., -0.7 ft.) Twin Harbors

§  Saturday, April 11 (8:25 a.m., -0.7 ft.) Long Beach, Twin Harbors

§  Sunday, April 12 (9:05 a.m., -0.5 ft.) Long Beach, Twin Harbors

§  Saturday, April 25 (7:27 a.m., -1.3 ft.) Long Beach, Twin Harbors, Copalis, Mocrocks

§  Sunday, April 26 (8:10 a.m., -1.6 ft.) Long Beach, Twin Harbors, Copalis, Mocrocks

§  Monday, April 27 (8:55 a.m., -1.7 ft.) Long Beach, Twin Harbors, Copalis, Mocrocks

Remember, you need to get new licenses in April.

Here’s an interesting site for those of you struggling with mortgages: http://www.msnbc.msn.com/id/29185509//

And one more article about loan modifications: http://realtytimes.com/rtpages/20090323_loanmod.htm

DON’T FORGET THIS SHORT SALE!  Now’s the time to get a townhome at Coastal Ridge in Discovery Heights.

Hope everyone has an absolutely fantastic week.

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Report on Home Buyer Fair

Everything!, Real Estate
img_0147 img_0144

We would like to thank all the people and businesses that helped to make our first “Home Buyer Fair” a success: Raymond Federal Bank, Colvin’s Home Inspections, Strand Insurance, Pacific County Title and Metropolitan Mortgage.  And thank you to the businesses who supplied door prizes: Full Circle Cafe & Tapestry Rose Yarn Shop, Lost Weekend Clothing, Imperial Schooner and Great Escape Espresso.

If you missed it, too bad!  But we still have a lot of info for you so feel free to stop by.

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So, what will it take…

Cats In Our Lives, Everything!, Real Estate

to get buyers off their keesters and start buying property?  First time homebuyers can qualify for a number of great deals, including a tax break:   http://www.irs.gov/newsroom/article/0,,id=204672,00.html.  How about the new FHA mortgage amounts?  Want to see how much your county allows?  https://entp.hud.gov/idapp/html/hicostlook.cfm Thanks to Steve Valenta and Dave Kilkenny of Alpine Mortgage for this info.

Saturday night was Rotary’s Oysters and Art – what great food! Rotary works hard and really devotes a lot of time to their projects.  I’m glad I was able to attend, even though I didn’t manage to score anything at the silent auction.

img_00201 And what would one of my posts be like without the latest cat pictures?  Gabby and Julie high on the wall between the dining room and entry. img_0021

A couple of things coming up at the beach:

The Inn at Harbour Village is hosting a free concert on Friday.  Friday March 13th.
7.30 pm start
Cap’n Matt Moeller and Mary Garvey. Sea shanties, songs, poems and tales from around the coast of Washington.
Cap’n Matt was the fabulous entertainer at the dinner put on for the crews of the Tall Ships last summer at the Ilwaco Museum.

And then…Saturday March 14 at 7:30pm.  Admission – Donation to charity.  For info & reservations phone (360)-642-2542  A triple celebration at the Historic Sou’Wester Lodge.   “ST. PATRICK’S DAY FOR THE CHRONOLOGICALLY CHALLENGED”- “PI DAY” & “EINSTEIN’S BIRTHDAY” featuring The Whateverly Brothers

If you’re wondering what the weather will be like, I can’t help you.  Today we’ve had snow, hail, rain, wind and sunshine.  Take your chances and come to the beach!  That’s all for today – not bad for a Monday!




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Making Home Affordable

Everything!, Real Estate

March is already here!  Don’t forget to turn your clocks ahead one hour on the 8th.  That means Spring is on the way!

This post is going to be a little rambling, so please stick with me.  There’s just so much going on with the economy, real estate, and life in general, that I don’t know what to write when.  Watch this site for new innovations!  Coming soon is an interactive map that I’m sure you’ll enjoy.  What else would you like to see here?  Please let me know!

If you’re having trouble making your mortgage payments, you’ll want to check this website to see if you might qualify for some assistance: http://www.financialstability.gov/makinghomeaffordable/refinance_eligibility.html

Reverse Mortgage lending limits was just increased to $625,000.  Remember when I wrote about the fact that you can buy a home using a reverse mortgage?  Now you can buy a really nice home!  They’re not just for the house you’re in now – you can sell your home and use a reverse mortgage to buy a new home.  Interested?  Contact me!

Are you a first time homebuyer?  Maybe you don’t have much to put down?  Your credit is less than perfect?  An FHA loan might be just what you need to get you into a home.  Check out FHA Loans and then contact me to help you find a home.  And I’ll pay your half of the escrow fees if you purchase a home through me between now and June 1, 2009.

Now for a cat break:

jake-and-elwood

Jake & Elwood in a rare, brotherly moment……

Don’t forget about the huge price reduction for Coastal Ridge.  $425,000 for a luxury 2 bedroom, ocean view townhome high on the hill of Discovery Heights in Ilwaco. Subject to bank approval, this is over $100K less than the asking price just a few days ago!

NEWS FLASH:

Beach Clean up sets records for Volunteers and Garbage Collected. Be a part of the solution!   Grass Roots Garbage Gang

CLAM DATES ANNOUNCED!

Fishery managers have tentatively scheduled three razor clam digs on morning tides in late March, with additional digging opportunities planned for April.

The Washington Department of Fish and Wildlife (WDFW) will open four beaches for clam digging if the Washington Department of Health certifies that razor clam samples tested for marine toxins are safe to eat.

If approved, Twin Harbors and Mocrocks will open March 27-29, while Long Beach and Copalis will open March 28-29 only. All digging on those beaches must be completed by noon.

Even though thousands of diggers came out for the February opener, enough clams remain for several more digs, said Dan Ayres, coastal shellfish manager for WDFW.

And finally, news from the Long Beach Visitors Bureau about yet another scam.

WASHINGTON – The U.S. Small Business Administration issued a scam alert today to small businesses, warning them not to respond to letters falsely claiming to have been sent by the SBA asking for bank account information in order to qualify them for federal tax rebates.
The fraudulent letters were sent out with what appears to be an SBA letterhead to small businesses across the country, advising recipients that they may be eligible for a tax rebate under the Economic Stimulus Act, and that SBA is assessing their eligibility for such a rebate.  The letter asks the small business to provide the name of its bank and account number.
These letters have not been sent by or authorized by the SBA, and all small businesses are strongly advised not to respond to them.
The scheme is similar in many ways to e-mail scams often referred to as “phishing” that seek personal data and financial account information that enables another party to access and individual’s bank accounts or to engage in identity theft.
The SBA is working with the SBA Office of Inspector General to investigate this matter. The Office of Inspector General asks that anyone who receives such a letter report it to the OIG Fraud Line at 1 (800) 767-0385, or e-mail at OIGHotline@sba.gov.
That’s all for this time.  I’d love to have you follow me on Facebook and Twitter!




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