Are You Aware of Your Home Mortgage Options

Are You Aware of Your Home Mortgage Options

Have you considered refinancing your home lately? If so, you are not alone. According to the Freddie Mac Quarterly Refinance Report, many homeowners throughout the United States lo....

Mortgage Rates and Your Home Options

Mortgage Rates and Your Home Options

Curious about how rate changes may affect your home buying experience? Higher rates may result in adjustments needing to be made on the amount of loan you qualify for, so be sure t....

If a Lender Pulls My Credit, Won’t it Lower My Credit Score?

If a Lender Pulls My Credit, Won’t it Lower My Credit Score?

Are you pre-approved for your home purchase? If not, you need to be, and no, it won’t affect your credit rating. In today’s real estate market, serious buyers know that th....

Lock in Your Mortgage Rate Today!

Lock in Your Mortgage Rate Today!

Have you taken a look at mortgage rates lately? Today’s recently updated survey by Freddie Mac shows 30 year fixed rate mortgages as averaging 3.39%! The fifteen year fixed....

Underwater Mortgage Debt and Your Home

Underwater Mortgage Debt and Your Home

Beginning March 1st, Fannie Mae and Freddie Mac will begin the process of allowing some home owners to cancel their underwater mortgage debt using a deed in lieu foreclosure altern....

How Much Should You Spend on Your Home Purchase

How Much Should You Spend on Your Home Purchase

Buying a home starts with determining how much house you can afford. While it’s important to be careful of buying more house than you can afford, changes in the mortgage indust....